Acceptable Use
Platform Policy
Last updated: June 23, 2026 · Current subscription catalog revision 4
1. Prohibited services
Ownlybiz may not be used for illegal activity, deceptive practices, fraud, adult sexual services, pornography, escorting, gambling, betting, controlled substances, weapons, hate, harassment, violence, exploitation of minors, impersonation, privacy violations, malware, spam, or services prohibited by payment processors.
2. Restricted verticals
High-risk or regulated verticals, including medical, mental health, legal, financial, investment, tax, immigration, insurance, credit repair, debt settlement, and similar services, require proper licensing, disclaimers, jurisdictional compliance, and may be limited or removed by Ownlybiz at any time.
3. Content and claims
Experts must not make misleading claims, guaranteed outcome promises, fake credentials, fake reviews, manipulative pricing, hidden fees, or deceptive urgency statements. Ownlybiz may moderate, hide, suspend, or remove content that creates legal, safety, processor, or reputational risk.
4. Reviews, testimonials, AI, and marketing
Users must not create fake reviews, hide material review incentives, suppress negative feedback deceptively, invent testimonials, use AI-generated claims as fact without review, send marketing without permission, use misleading sender names or subject lines, omit required unsubscribe handling, or use purchased or scraped lists for marketing.
5. Safety and cooperation
Users must cooperate with identity, compliance, processor, fraud, and safety checks. Ownlybiz may preserve records, suspend payouts, reject requests, or terminate accounts where needed to comply with law, defend claims, prevent fraud, or protect users.
6. Platform enforcement
Ownlybiz may take action without prior notice when a violation or risk is suspected. Enforcement can include warnings, feature limits, search hiding, domain disconnection, account suspension, payout holds, refunds, chargeback recovery, data preservation, and account termination.
Launch — Pay as you earn
No monthly software subscription. 19% on the first $1,000, 12% on the next $4,000, 8% on the portion above $5,000. Bands apply separately to each portion of captured client revenue after discounts in each UTC calendar month. Stripe processing and other applicable Stripe charges are paid by the expert separately. Refunds adjust the original payment month; other settled payments keep their saved fees. Promotions up to 50%. Discounts from prepaid credit and session promotions together cannot exceed 50%. The final paid rate after all discounts must be at least $1/minute, before fees. Eligible AI tools use purchased credits only; no included AI allowance. Account approval and payment setup remain required.
Software subscriptions and payment services
Start with 2 calendar months without a software subscription charge. A payment method is required. Cancel before your trial ends to avoid the first subscription charge. The trial is available once; plan changes do not restart it. Checkout confirms the exact first-charge date and recurring amount. Annual billing covers twelve months. Included usage follows the published paid and trial allowances for the selected plan. Purchased credits are separate and subject to eligibility.
1.6% per successful payment is the Ownlybiz service fee for US businesses accepting supported client payments in USD. Stripe deducts its actual processing, currency-conversion and other applicable charges from the expert’s connected account separately; processing is not included. Payment fees apply during the software trial. Currently eligible business locations: Australia, Canada, United Kingdom, United States. Payment terms depend on your business country; confirm them during signup. Australia: Ownlybiz service fee: 1.6% per successful client payment. Canada: Ownlybiz service fee: 1.6% per successful client payment. United Kingdom: Ownlybiz service fee: 1.6% per successful client payment. Under international direct-payment terms, client payments are in USD. The published Ownlybiz service fee excludes Stripe’s actual processing, currency conversion and other applicable Stripe charges, which the expert pays separately. Country and account eligibility remain required; subscription billing is separate. Accepted payment commitments retain their saved fee terms.
1:1 voice and video have no monthly minute limit under the current plans. Individual sessions remain subject to duration, access, payment and operational safeguards. Paid, free, promotional and discounted group sessions consume the applicable group allowance, as do sessions under an explicit finite 1:1 override. The dashboard shows applicable limits and remaining usage. Unused included allowances do not accumulate. There is no automatic overage billing. Existing paid obligations and separately agreed complimentary access remain subject to their own terms.
