Independent expert infrastructure

Launch your expert business. Build your practice.

The platform infrastructure for independent professionals to monetize sessions via chat, voice, and video — with Stripe Connect payments and control of their services.

Review current subscription terms and payment fees before you sign up.

Payments and earnings

Your practice clear payment records

Stripe Connect client payments

Session channels

—

Chat, voice, and video

Metered per-minute billing

$3.50+

✓

Wallet-ready checkout Apple Pay and Google Pay appear when the expert domain and browser are eligible in Stripe.

Live session types

Your rates

Your services

Your brand

Your independent practice

3 plans

Tools for each stage

See Ownlybiz in action

Your expertise.
A business of your own.

Watch the full 75-second demo of Ownlybiz for paid online consultations.

Watch full demo · 1:15 Close video

Opening the player connects to YouTube. Watch on YouTube (opens in a new tab)

Your Expert Website

Your expert website.
Your brand. Room to grow.

Starter: Expert website; Connect owned domain; Up to 20 additional website pages. Pro: Expert website; Connect owned domain; Unlimited additional website pages. Scale: Expert website; Connect owned domain; Unlimited additional website pages. Launch: Expert website; Connect owned domain. Domain registration and renewal are separate costs.

🏠

Home

Hero, intro, services overview & testimonials

👤

About

Your bio, credentials, and professional story

💼

Services

All your offerings with pricing and details

⭐

Reviews

Client feedback about your practice

📅

Book a Session

Live calendar, time slots, and instant booking

✉️

Contact

Contact form, hours, and your information

The Platform Model

Infrastructure. Not a staffing agency.

Ownlybiz provides the tools. You run the practice. Your clients, your pricing, your business — always.

🏛️

Independent Practice

You are an independent professional, not an Ownlybiz employee or contractor. Ownlybiz provides infrastructure only.

⚖️

Legal Clarity

You accept full responsibility for your services, credentials, and compliance. Clients are hiring you — not Ownlybiz.

💳

Stripe Connect Payments

Accept client payments through your verified Stripe connection. Payment handling and fees depend on your business country and accepted terms. Stripe manages the account balance and bank payouts.

⏱️

Free Minutes: Your Tool

Eligible plans can offer bounded intro minutes for a new client. Current limits are listed in the plan comparison.

Billing Modes

Choose how clients work with you.

Every expert and client interaction is different. Ownlybiz gives you flexible billing to match your practice model.

Per Minute

Time-based chat, voice and video with a visible session rate and confirmed payment.

📌

Scheduled Sessions

Clients choose an available time for an eligible service. Booking details and payment requirements are shown before confirmation.

📦

Prepaid Credit

Clients can buy prepaid credit and use it for eligible sessions. Credit is a balance, not a bundle of fixed sessions.

👥

Group Sessions on Scale

Host workshops and Interactive sessions with controlled attendee participation. Group capacity and credit allowances apply.

Expert Categories

Built for every kind of expertise.

From Fortune 500 strategy to tarot readings — if you have knowledge people value, Ownlybiz is your launchpad.

📊

Business Consulting

🌱

Life Coaching

🧘

Therapy & Wellness

⚖️

Legal & Financial

🔮

Psychics & Tarot

Getting Started

From signup to earning in four steps.

Create your account, complete the required account and website checks, then publish when you’re ready. Connect payments before going online or accepting paid sessions.

Sign Up

Create your account, choose your field, and accept the Independent Professional agreement.

Connect Payments

Connect Stripe to accept client payments under your applicable country and fee terms. Stripe controls your connected-account balance and bank payouts.

Build Your Website

Customize your pages, set your rates, add your bio, and choose your branded color scheme.

Share & Earn

Publish your site at yourname.ownlybiz.com. Eligible plans can connect a domain you own. Complete account and payment setup before taking paid bookings.

Ownlybiz plans

Build your practice. Choose your plan.

Launch — Pay as you earn, with no monthly subscription. Paid subscription plans include the separately described software trial and billing terms. Payment fees still apply. Prices are in USD.

Starter

Launch your practice

$39_/month

Billed monthly after your trial.

Give clients a website where they can discover your work and book time.
Work with clients through the included 1:1 session types.
Let clients buy credit ahead of future sessions.

In practice: A client discovers your website, books time and joins a 1:1 session.

Try Starter for 2 months

Expert website
Bookings
Up to 1 simultaneous client chat
Voice sessions
Video sessions
Prepaid client credit
Connect owned domain
Up to 20 additional website pages
1:1 voice and video: no monthly minute limit

Pro

For a growing practice

Build repeat business

$99_/month

Billed monthly after your trial.

Sell a series of sessions so clients can plan their next steps.
Stay in touch with email campaigns and automated journeys.
Create promotional offers to encourage clients to return.
Review suggested replies in live client chats; suggestions use AI credits at the bundle price shown in AI Settings.

In practice: Offer a series of sessions, then follow up through your connected email provider.

Choose Pro over Starter for session packages, email campaigns and journeys, promotions, Human Reply Assistant, more monthly creation credits, more simultaneous client chats.

Try Pro for 2 months

Promotions
Email campaigns and journeys
Website and email AI · 100 credits per month after trial
Expert website
Bookings
Up to 5 simultaneous client chats
Voice sessions
Video sessions
Prepaid client credit
Fixed-session packages
Connect owned domain
Unlimited additional website pages
Creation AI credit top-ups
Human Reply Assistant
1:1 voice and video: no monthly minute limit
Up to 5 free intro minutes per new client

Scale

Grow your capacity

$159_/month

Billed monthly after your trial.

Bring up to 50 guests together in one group session.
Sell a series of sessions so clients can plan their next steps.
Handle up to 20 client chats at once.
Review suggested replies in live client chats; suggestions use AI credits at the bundle price shown in AI Settings.

In practice: For example, 10 guests plus you for 60 minutes uses 660 group credits.

Choose Scale over Pro for group sessions, more monthly creation credits, more simultaneous client chats.

Try Scale for 2 months

Expert website
Bookings
Up to 20 simultaneous client chats
Voice sessions
Video sessions
Prepaid client credit
Fixed-session packages
Connect owned domain
Unlimited additional website pages
Promotions
Email campaigns and journeys
Website and email AI · 300 credits per month after trial
Creation AI credit top-ups
Group sessions · up to 50 attendees
Human Reply Assistant
1:1 voice and video: no monthly minute limit
20,000 group credits per paid month; 6,000 per month during trial
Up to 10 free intro minutes per new client

Launch

Pay as you earn

$0_/month

Pay a platform fee when clients pay you. No monthly subscription.

19% · First $1,000
12% · Next $4,000
8% · Above $5,000

Each rate applies only to that portion of monthly client payments after discounts. Stripe fees are separate.

Fee details, refunds and discount limits

19% on the first $1,000, 12% on the next $4,000, 8% on the portion above $5,000. Bands apply separately to each portion of captured client revenue after discounts in each UTC calendar month. Stripe processing and other applicable Stripe charges are paid by the expert separately. Refunds adjust the original payment month; other settled payments keep their saved fees.

Promotions up to 50%. Discounts from prepaid credit and session promotions together cannot exceed 50%. The final paid rate after all discounts must be at least $1/minute, before fees.

Choose Launch

Expert website
Bookings
Up to 1 simultaneous client chat
Voice sessions
Video sessions
Prepaid client credit
Connect owned domain
Promotions
Website and email creation AI
Creation AI credit top-ups
Human Reply Assistant
1:1 voice and video: no monthly minute limit
Eligible AI tools use purchased credits only; no included AI allowance

Choose your chat limit in session settings; it starts at one. Voice and video remain one at a time.

Launch client-payment fees

19% · First $1,000
12% · Next $4,000
8% · Above $5,000

Each rate applies only to that portion of monthly client payments after discounts. Stripe fees are separate.

Fee details, refunds and discount limits

Promotions up to 50%. Discounts from prepaid credit and session promotions together cannot exceed 50%. The final paid rate after all discounts must be at least $1/minute, before fees.

Paid-plan client-payment fees by business country

International business payment terms

Australia — Ownlybiz service fee: 1.6% per successful client payment.
Canada — Ownlybiz service fee: 1.6% per successful client payment.
United Kingdom — Ownlybiz service fee: 1.6% per successful client payment.

Client payments under these international terms are in USD. The Ownlybiz service fee is separate from Stripe’s actual processing, currency-conversion and other applicable Stripe charges, which the expert pays. Published terms do not replace account verification or establish a guaranteed net payout.

Currently eligible business locations: Australia, Canada, United Kingdom, United States. Payment terms depend on your business country; confirm them during signup. Your subscription and payment fees are separate. Read the payment and subscription terms.

Compare allowances and read plan details →

How It Works

Simple to launch.
Built to scale.

From zero to a fully operational expert practice in one afternoon. Here's exactly how Ownlybiz works.

Sign up in 5 minutes

Create your account, verify your email, and accept the Independent Professional Terms of Service. Choose your plan and complete the setup steps before accepting clients.

✓ Secure email signup

✓ Card required to start your trial

✓ Choose Starter, Pro, or Scale

Claim your subdomain — or your own domain

Set up your site at yourname.ownlybiz.com, complete the required account checks, and publish when it is ready. Eligible plans can connect yourname.com from the dashboard after DNS verification and SSL provisioning.

Your site goes live at:

              expert-slug.ownlybiz.com ← your expert address

              expert.ownlybiz.com ← connect your domain anytime

Configure your practice

Set your rates per channel, configure free intro minutes, choose upfront vs. metered billing, and build your services menu. Your dashboard gives you complete control.

Try the consultation pricing calculator See a pay-per-minute consulting workflow

💬

Chat · $3.50/min

3 min free for new clients

🎥

Video · $6.00/min

Charge upfront mode

Connect payments & go live

Complete Stripe Connect verification and review the payment terms for your business country. Stripe controls the connected-account balance and bank payouts. Once payments are ready, toggle yourself online and share your link.

💳 Stripe Connect

Apple Pay when eligible

Google Pay when eligible

🚀

Share your link. Start earning.

Your professional website brings together your introduction, services, reviews, and booking options. Share the published site on LinkedIn, Instagram, or anywhere. Available sessions depend on your settings, availability, and payment readiness.

Features

Everything you need.
Nothing you don't.

Built for serious independent professionals who want to run a real business, not just a side hustle.

🌐

Professional Expert Website

Home, About, Services, Reviews, Book & Contact. Customizable color themes. Your own domain or subdomain. SSL included.

💬

Chat, Voice & Video Sessions

Live per-minute sessions in all three formats. Browser-based audio, video and chat. Device support, network quality and the applicable usage allowance apply.

⚡

Flexible Billing Modes

Offer per-minute chat, voice and video, with eligible prepaid credit for clients. Written answers and client-facing AI are not included in current public plans.

💳

Stripe Connect Payments

Client payments use your verified Stripe connection and the applicable country and fee terms. Stripe remains the authority for your balance and bank payouts.

📊

Business Dashboard

Review supported revenue, session and client activity in your dashboard.

📅

Scheduling & Booking

Full calendar booking system with time slot management. Clients pick a time, pay, and can track the booking from their account. Email updates are sent when delivery is configured.

📦

Prepaid Credit

Offer prepaid credit for eligible sessions. Clients can see their balance and spend it with your practice.

⭐

Reviews & Reputation

Verified reviews with star ratings displayed on your profile and website. Share client feedback on your expert website.

🔗

Add to Calendar

Use booking links to add an event to Google Calendar. These links do not automatically synchronize changes between calendars.

Plan a focused paid consultation

See how the session tools fit together, then work through a client charge using your own rate and session length.

Explore pay-per-minute consulting Try the consultation pricing calculator

Ready to see it in action?

Compare the tools and allowances for your practice, then choose the plan that fits.

Ownlybiz plans

Tools for your practice. Room to grow.

Launch — Pay as you earn, with no monthly subscription. Paid subscription plans include the separately described software trial and billing terms. Payment fees still apply. Prices are in USD.

Starter

Launch your practice

$39_/month

Billed monthly after your trial.

Give clients a website where they can discover your work and book time.
Work with clients through the included 1:1 session types.
Let clients buy credit ahead of future sessions.

In practice: A client discovers your website, books time and joins a 1:1 session.

Try Starter for 2 months

Expert website
Bookings
Up to 1 simultaneous client chat
Voice sessions
Video sessions
Prepaid client credit
Connect owned domain
Up to 20 additional website pages
1:1 voice and video: no monthly minute limit

Pro

For a growing practice

Build repeat business

$99_/month

Billed monthly after your trial.

Sell a series of sessions so clients can plan their next steps.
Stay in touch with email campaigns and automated journeys.
Create promotional offers to encourage clients to return.
Review suggested replies in live client chats; suggestions use AI credits at the bundle price shown in AI Settings.

In practice: Offer a series of sessions, then follow up through your connected email provider.

Choose Pro over Starter for session packages, email campaigns and journeys, promotions, Human Reply Assistant, more monthly creation credits, more simultaneous client chats.

Try Pro for 2 months

Promotions
Email campaigns and journeys
Website and email AI · 100 credits per month after trial
Expert website
Bookings
Up to 5 simultaneous client chats
Voice sessions
Video sessions
Prepaid client credit
Fixed-session packages
Connect owned domain
Unlimited additional website pages
Creation AI credit top-ups
Human Reply Assistant
1:1 voice and video: no monthly minute limit
Up to 5 free intro minutes per new client

Scale

Grow your capacity

$159_/month

Billed monthly after your trial.

Bring up to 50 guests together in one group session.
Sell a series of sessions so clients can plan their next steps.
Handle up to 20 client chats at once.
Review suggested replies in live client chats; suggestions use AI credits at the bundle price shown in AI Settings.

In practice: For example, 10 guests plus you for 60 minutes uses 660 group credits.

Choose Scale over Pro for group sessions, more monthly creation credits, more simultaneous client chats.

Try Scale for 2 months

Expert website
Bookings
Up to 20 simultaneous client chats
Voice sessions
Video sessions
Prepaid client credit
Fixed-session packages
Connect owned domain
Unlimited additional website pages
Promotions
Email campaigns and journeys
Website and email AI · 300 credits per month after trial
Creation AI credit top-ups
Group sessions · up to 50 attendees
Human Reply Assistant
1:1 voice and video: no monthly minute limit
20,000 group credits per paid month; 6,000 per month during trial
Up to 10 free intro minutes per new client

Launch

Pay as you earn

$0_/month

Pay a platform fee when clients pay you. No monthly subscription.

19% · First $1,000
12% · Next $4,000
8% · Above $5,000

Each rate applies only to that portion of monthly client payments after discounts. Stripe fees are separate.

Fee details, refunds and discount limits

Promotions up to 50%. Discounts from prepaid credit and session promotions together cannot exceed 50%. The final paid rate after all discounts must be at least $1/minute, before fees.

Choose Launch

Expert website
Bookings
Up to 1 simultaneous client chat
Voice sessions
Video sessions
Prepaid client credit
Connect owned domain
Promotions
Website and email creation AI
Creation AI credit top-ups
Human Reply Assistant
1:1 voice and video: no monthly minute limit
Eligible AI tools use purchased credits only; no included AI allowance

Choose your chat limit in session settings; it starts at one. Voice and video remain one at a time.

Launch client-payment fees

19% · First $1,000
12% · Next $4,000
8% · Above $5,000

Each rate applies only to that portion of monthly client payments after discounts. Stripe fees are separate.

Fee details, refunds and discount limits

Promotions up to 50%. Discounts from prepaid credit and session promotions together cannot exceed 50%. The final paid rate after all discounts must be at least $1/minute, before fees.

Paid-plan client-payment fees by business country

International business payment terms

Australia — Ownlybiz service fee: 1.6% per successful client payment.
Canada — Ownlybiz service fee: 1.6% per successful client payment.
United Kingdom — Ownlybiz service fee: 1.6% per successful client payment.

Feature rows describe plan eligibility. Provider readiness, expert configuration, identity verification and required consent still apply.

Compare what is included
Feature or allowance	Starter	Pro	Scale	Launch
Expert website	Included	Included	Included	Included
Bookings	Included	Included	Included	Included
Human chat	Included	Included	Included	Included
Human voice	Included	Included	Included	Included
Human video	Included	Included	Included	Included
Prepaid client credit	Included	Included	Included	Included
Fixed-session packages	Not included	Included	Included	Not included
Connect owned domain	Included	Included	Included	Included
Additional website pages	Included	Included	Included	Not included
Promotions	Not included	Included	Included	Included
Email campaigns and journeys	Not included	Included	Included	Not included
Website and email creation AI	Not included	Included	Included	Included
Creation AI credit top-ups	Not included	Included	Included	Included
Group sessions	Not included	Not included	Included	Not included
Written answers	Not included	Not included	Not included	Not included
Human Reply Assistant	Not included	Included	Included	Included
Additional pages	20	Unlimited	Unlimited	0
Creation credits per paid month	0	100	300	0
Simultaneous client chats	Up to 1 simultaneous client chat	Up to 5 simultaneous client chats	Up to 20 simultaneous client chats	Up to 1 simultaneous client chat
Commercial group attendee ceiling (excluding host)	0	0	50	0
Maximum free introductory minutes	0	5	10	0
1:1 voice/video call minutes per month	No monthly limit	No monthly limit	No monthly limit	No monthly limit
Group credits per month (including host)	0	0	20000	0

Shared account tools

Client management and history — Access your own client directory, inquiries, messages and session records.
Reviews — Manage your own client reviews and review settings.
Practice analytics — Review your own session, revenue and channel reporting.
Account and payment servicing — Account security, privacy, subscription management, payment records and existing client obligations remain accessible.

Every plan includes these tools to help you run your practice. Some tools become available after you finish account setup or enable the related service.

Questions about plans and payments

How does Launch work?

Launch has no monthly software subscription. 19% on the first $1,000, 12% on the next $4,000, 8% on the portion above $5,000. Bands apply separately to each portion of captured client revenue after discounts in each UTC calendar month. Stripe processing and other applicable Stripe charges are paid by the expert separately. Refunds adjust the original payment month; other settled payments keep their saved fees. Promotions up to 50%. Discounts from prepaid credit and session promotions together cannot exceed 50%. The final paid rate after all discounts must be at least $1/minute, before fees. Eligible AI tools use purchased credits only, with no included monthly allowance.

How does the software trial work?

Start with 2 calendar months without a software subscription charge. A payment method is required. Cancel before your trial ends to avoid the first subscription charge. The trial is available once; plan changes do not restart it. Stripe Checkout shows the exact first-charge date and recurring amount before confirmation.

What do I pay when a client pays me?

1.6% per successful payment is the Ownlybiz service fee for US businesses accepting supported client payments in USD. Stripe deducts its actual processing, currency-conversion and other applicable charges from the expert’s connected account separately; processing is not included. Payment fees apply during the software trial. For a supported $100 payment, the Ownlybiz service fee is $1.60; Stripe’s actual costs are additional. This is not a final net payout. Spending prepaid credit does not charge the payment fee a second time. Australia: Ownlybiz service fee: 1.6% per successful client payment. Canada: Ownlybiz service fee: 1.6% per successful client payment. United Kingdom: Ownlybiz service fee: 1.6% per successful client payment. Under international direct-payment terms, client payments are in USD. The published Ownlybiz service fee excludes Stripe’s actual processing, currency conversion and other applicable Stripe charges, which the expert pays separately. Country and account eligibility remain required; subscription billing is separate.

What is included in annual billing?

The annual amount covers twelve months and is billed once yearly after the initial trial. Current annual prices equal ten monthly payments. Any offered trial is separate from the annual price.

How are live sessions and AI usage handled?

1:1 voice and video have no monthly minute limit under the current plans. Individual sessions still follow duration, access, payment and service safeguards. Group sessions use credits for each connected person, including the host. Host-led workshops and Interactive sessions with host-controlled speakers follow the limits shown in your dashboard. Optional group credit packs add live usage without increasing room capacity. Group and AI credit balances are separate, and there are no automatic overage charges.

How does Human Reply Assistant work?

Check the plan comparison above for eligibility. When you opt in, new client messages in active human text chats can prepare reply suggestions. You review a suggestion, apply it to your composer, then explicitly send. Suggestions use AI credits at the bundle price shown in AI Settings; applying or sending adds no extra AI charge. In AI Settings you can choose tone, reply length, saved guidance and optional style matching from your previous replies.

How do creation AI credits work?

See the included paid and trial allowances for your selected plan. AI credits used by eligible website, email and Human Reply Assistant tools refresh by calendar-month allowance periods, including on annual subscriptions. Changing plans does not refill spent usage. Purchased credits are separate and require eligible access; generation can consume more than one credit depending on the action.

Who can sign up for this offer?

Currently eligible business locations: Australia, Canada, United Kingdom, United States. Payment terms depend on your business country; confirm them during signup. Stripe Connect identity and business verification, account approval and service setup still apply. Your software subscription and Stripe payout setup are separate steps.

What happens to an existing account?

Existing subscriptions and accepted payments keep their agreed terms. The prices here apply to new subscriptions or an explicitly confirmed plan change; they do not silently reprice an existing contract.

Are additional pages separate from AI credits?

Yes. Additional website pages are separate from the six built-in pages: Home, About, Services, Reviews, Book a Session and Contact. See each plan’s additional-page allowance above. Unlimited pages do not include unlimited AI generation, media usage or file uploads; those retain their separate allowances and safeguards.

Do I need another email service or a domain?

Your Ownlybiz site address is included. Every current plan can connect a domain you own, with DNS and SSL verification. Domain registration and renewal are separate costs. Email Center uses your connected email provider and its limits, costs and recipient consent requirements.

Expert Types

Built for every kind
of expertise.

If you have knowledge people value, Ownlybiz is your launchpad. Here are some of the experts already building practices on Ownlybiz.

📊

Business Consulting

Strategy, operations, growth, fundraising. CFOs, CMOs, ex-founders advising the next generation.

Avg rate: $4–12/min

Explore a focused consulting offer Work through a consultation price

🌱

Life Coaching

Career transitions, relationships, purpose, personal growth. ICF certified and independent coaches.

Avg rate: $2–6/min

🧘

Therapy & Wellness

Mental wellness, mindfulness, nutrition, fitness. Independent practitioners with verified credentials.

Avg rate: $3–8/min

⚖️

Legal & Financial

Contract review, financial planning, tax strategy, immigration. Always offered as general guidance only.

Avg rate: $5–15/min

🔮

Psychics & Tarot

Tarot, astrology, mediumship, spiritual guidance. One of the highest-demand categories on the platform.

Avg rate: $2–8/min

💻

Tech & Dev

Code review, architecture, debugging, career advice. Senior engineers and CTOs sharing deep expertise.

Avg rate: $4–10/min

🎓

Tutoring & Education

Academic subjects, test prep, language learning, skill development. Expert teachers at any level.

Avg rate: $1.50–5/min

🎨

Creative & Design

Portfolio reviews, brand strategy, UX critique, creative direction. Top creatives available by the minute.

Avg rate: $2–7/min

Don't see your category?

Ownlybiz works for any knowledge-based service. If clients will pay to talk to you, Ownlybiz is your platform.

Ownlybiz Blog

Practical guides for independent expert businesses.

Deep, useful articles on pricing, paid sessions, client trust, payments, custom domains, Email Center workflows, and the Ownlybiz features that help experts run their own branded practice.

Choose Your Plan Explore Features

← Back to all guides

Payments · 3 min read

Stripe, Apple Pay, Google Pay, and Expert Checkout: What Clients Need Before They Pay

A good expert checkout should feel clear, secure, and fast. Ownlybiz uses Stripe-powered flows and supports wallet options when available on the client’s device.

2026-06-14 · Updated 2026-09-29Ownlybiz TeamExperts who want clients to pay confidently for live sessions or prepaid client credit.

Phone, unbranded payment card and paper service summary on a desk.

Jump to a section

Key takeaways

Per-minute sessions, fixed-session packages and prepaid credit serve different needs. Use only the formats enabled for your account and expert site, and confirm the published offer and checkout terms before advertising a purchase. A prepaid balance does not reserve an appointment.
Checkout clarity helps clients decide faster.
Wallet availability depends on device, browser, region, and Stripe eligibility.
Experts should explain payment timing without turning it into legal or financial advice.

Current offer and earlier examples

Per-minute sessions, fixed-session packages and prepaid credit serve different needs. Use only the formats enabled for your account and expert site, and confirm the published offer and checkout terms before advertising a purchase. A prepaid balance does not reserve an appointment.

Clients want payment clarity before trust

Before a client pays an expert online, they want to know what they are buying, who they are paying, when they may be charged, and what happens after payment. A beautiful page is helpful, but clarity is what makes checkout feel safe.

Why Stripe-powered checkout matters

Ownlybiz uses Stripe-powered payment infrastructure so experts can accept payments through secure, familiar checkout patterns. Depending on eligibility and device support, clients may see card checkout, Apple Pay, Google Pay, or other wallet-style options supported by the payment flow.

Availability can vary. Experts should not promise that every wallet appears for every client.

Checkout formats Ownlybiz can support

Pay-by-minute sessions for live time-based work.
Separately enabled On Demand written services, subject to configuration.
Prepaid client credit for eligible future use under the applicable terms.

Reduce confusion with plain checkout copy

Experts should avoid dense policy language on the checkout button itself. Put the essentials near the decision: what the client gets, the price or rate, the session channel, and whether payment is authorized, charged now, or applied after a session depending on the flow.

FAQ

Does Ownlybiz control Apple Pay or Google Pay availability?

Wallet availability depends on Stripe support, the client’s browser/device, region, and payment configuration. Ownlybiz can support wallet flows where available, but experts should avoid promising universal availability.

Should experts discuss taxes in checkout copy?

Experts should keep checkout copy clear and consult qualified tax or legal professionals for obligations specific to their business and location.

What should experts review before using this payments workflow?

Experts should review their service promises, pricing, client permissions, refund or cancellation expectations, and any field-specific rules before publishing pages, sending campaigns, or accepting paid work.

Check the costs for your practice

Review current subscription prices, client-payment fees and business eligibility together before deciding on your setup.

Compare current plans and fees Try the consultation pricing calculator

Launch has no monthly subscription and no software trial. Paid subscription terms: The current offer includes a one-time 2-calendar-month software trial. A card is required. Checkout confirms the exact first-charge date and recurring amount; cancel renewal before that date to avoid the first subscription charge. Changing plans does not restart the trial. Client-payment fees still apply.

Responsible use note

Ownlybiz provides business infrastructure for independent experts. This guide is educational and operational, not legal, tax, medical, financial, therapy, or professional advice. Experts should review claims, policies, and field-specific obligations before publishing or sending campaigns.

Contact Ownlybiz

We are here to help

Questions about the platform, payments, expert accounts, or partnerships go straight to the admin support inbox.

Ownlybiz Support

Tell us what is going on. We will route it to the right place and keep the thread visible in the admin dashboard.

Billing, expert onboarding, contact requests, platform questions.

Name

Subject

Message

Live Session

Chat session with Client

Client total so far

$0.00

Camera and microphone readiness

Optional: enable your devices before a voice or video session starts.

0:00

Duration

—

Session fee / min

—

Free intro

—

Promotion

Client

—

Location: —

Company: —

Sessions: —

Client notes

Private to you. Saved automatically in Client Info.

This session

Billing

—

You earn after platform fee —

Dashboard

Your appointments, conversations and practice at a glance.

All-time recorded share

$0.00

After Ownlybiz fees and recorded refunds; separately charged Stripe costs are not deducted. Not a bank payout.

Stripe bank payout status

Check Stripe

Balance, eligibility, timing, and history are not mirrored here

Completed sessions (all time)

0 chat · 0 voice · 0 video

Avg Rating

0 ★

0 reviews

Recorded session share

After Ownlybiz fees and recorded refunds. Separately charged Stripe costs are not deducted; check Stripe for final proceeds and payouts.

No revenue data yet

Recent Messages

No messages yet

Today's appointments

Loading today's appointments…

Promotion Codes

Free Minutes

Offer free introductory minutes to attract new clients. Configure by channel.

Chat — Free Intro Minutes

New clients get this many free minutes before billing starts

3 min

Voice — Free Intro Minutes

Free voice minutes for first-time callers

0 min

Video — Free Intro Minutes

Free video minutes for first-time callers

0 min

Repeat Client Free Minutes

Offer free minutes to returning clients too

Loading your saved free minutes…

Payments & Payouts

Manage your payment setup and billing.

Services & Rates

Set what clients pay for your time.

Payment Processors

Client-payment readiness is checked live. Ownlybiz records session accounting; Stripe controls processing, the connected-account balance and bank payouts. Check your country-specific payment terms below.

Checking…

⚡

Stripe Connect

Checking client-payment readiness. Balance and bank-payout status are checked in Stripe.

Recommended

🅿️

PayPal Business

Trusted globally. Excellent for international clients and cross-border payments.

₿

Crypto Payments

Accept BTC, ETH, USDC & 30+ coins. Instant settlement via Coinbase Commerce.

🏦

Bank Transfer

ACH, SEPA, SWIFT. For large retainers and corporate clients. 1-3 business days.

Per-Minute Session Rates

Rates start at $0.50/min to help cover payment and platform costs. Manage when included in your plan.

ChatText consultations

$ /min

Session start mode

Free minutes first (3 min free configured) Charge upfront

Voice CallAudio consultations

$ /min

Session start mode

Free minutes first (0 min — not available) Charge upfront

Video CallFace-to-face consultations

$ /min

Session start mode

Free minutes first (0 min — not available) Charge upfront

Tips & Gratuity

Allow clients to tip after sessions. Configure suggested tip amounts.

Enable Tips

Show tip prompt after session ends

Suggested Tip Amounts

10%

15%

20%

+ Custom

Stripe bank payouts

Ownlybiz does not run a payout queue or store a payout schedule, threshold, or hold period. Paid-session readiness does not verify current balance or bank-payout eligibility. Use the Stripe Dashboard to review and manage those provider-controlled details.

Tax & Compliance

Configure tax collection. You are responsible for your own tax obligations as an independent professional.

Collect Sales Tax / VAT

Automatically add applicable taxes to client invoices

Generate Invoices

Auto-email invoice to client after each session

Your Tax ID / EIN

Used for 1099 reporting (US)

Business Entity Type

For tax reporting purposes

Refund Policy

Define your refund policy shown to clients at checkout.

Partial Refund (Recommended)

Full refund if cancelled 24h+ before. 50% if cancelled less than 24h. No refund for no-shows.

No Refunds

All sales are final. Clients are informed at checkout.

Full Refund (Flexible)

Full refund within 48 hours of session. Great for building trust.

Custom Policy

Analytics

$42,840

Total Revenue (YTD)

891

Total Sessions

286

Unique Clients

58m

Avg Session Length

Revenue Over Time Monthly breakdown

Revenue by Channel

Chat

45%

Video

35%

Voice

15%

Fixed

Top Clients by Revenue

—

$1,920

—

$1,350

Priya Tran

$980

Session Completion Rate

94%

of scheduled sessions completed

838

Completed

Cancelled

No-show

New vs Returning Clients

68% Returning 32% New

194

Returning

New

Bookings

Review requests, confirm appointments, and start sessions when they are ready.

Loading bookings...

Clients

Keep every client relationship in view.

Client	Activity	Revenue	Last Active
Loading clients...

Loading your session history…

Loading reviews...

Client Inquiries

Messages from your website contact form

📩

No messages yet

When visitors send messages through your contact page, they'll appear here.

Manage bundles and retainer packages available to clients

Starter Pack

3 × 30-min sessions

$195

Save 13%

Popular

Growth Pack

5 × 60-min sessions

$540

Save 10%

VIP Retainer

10 sessions + priority

$999

Save 17%

—

Thanks for the session! One follow-up...

—

Can we reschedule Thursday's call?

—

Just paid for the 5-session package 🎉

—

You

Great session today! Let me know if you have any follow-up questions.

Thanks so much! It was incredibly helpful. Quick follow-up: how should I approach the pricing conversation with investors?

You

Great question. Lead with value, not cost. Show ROI metrics first.

Settings

Manage your practice, website and account.

Settings

Practice setup

Website & brand

Business

Communications

Privacy & security

Practice setup

Website & brand

Payments & plans

Communications

AI & automation

Privacy & security

Availability

Control when clients can book you and how your calendar behaves.

Booking timezone

Choose the timezone for your working hours. It is separate from your business country. Existing appointments keep their saved timezone.

Choose and save your timezone here before clients can book appointments. Then review and save your working hours below.

Working Days

Working Hours

Start

→

End

Minimum notice

How far ahead clients must book

Max advance booking

How far ahead clients can schedule

Buffer between sessions

Break time after each session ends

Auto-accept bookings

Skip manual approval for scheduled sessions

Accept sessions when offline

Allow bookings even when your status is offline

AI features

Choose how AI helps you and your clients.

Human Reply Assistant

Get reply ideas when a client writes. Edit and send only what feels right to you.

You’re in control

Reply suggestions

Automatic suggestionsI agree to use AI credits at the displayed bundle price. Suggestions never send automatically.

Loading your current price…

ToneLength

Match my writing style Optional

Learn from my previous repliesI consent under to use style patterns from my replies in completed chats. No client details or copied replies are added to prompts. This does not train an AI model or use extra AI credits.

Reply guidance Optional

What should your assistant know?

Add your preferences, boundaries or service information. Your instructions stay separate from learned style and approved knowledge.

Your instructions

0 / 6,000 characters

Credits & pricing details

Applying and sending use no extra AI credits.

One credit is charged when a new bundle starts. Suggestions already in your balance keep their original price. There are no automatic overage charges.

Knowledge & privacy Advanced

Knowledge permissions

Choose whether reviewed knowledge can help with suggestions.

Assistant accessChecking…

Your assistantChecking…

Knowledge accessChecking…

Use approved knowledge in suggestionsI consent to create and use reviewed knowledge under loading…. Turning this off stops new knowledge and its use immediately. Saved content remains private until deletion or expiry. Keep knowledge forChoose 1–365 days.

Add reusable knowledge

Add general policies, FAQs or service information. Leave out client details, private messages, payment information and passwords.

Your experience, in your words

Use your own guidance here. To reflect how you naturally write, use “Match my writing style” above. You do not need to copy a chat.

Your saved knowledge

Only approved, unexpired sources are used.

Your public practice

Manage your website

One clear workspace for what clients see—your story, pages, menu, media, domain, and supported search settings. You decide when a draft becomes live.

Loading website

Overview

Shape the essential story clients see first.

Your website address

We started with an address based on your name. Make it yours before you publish. A custom domain is optional.

Choose your Ownlybiz address

https://.ownlybiz.com

Profile Basics

Your display name and professional title are required. Add your intro and specialty whenever you’re ready.

Display name

Professional title

Specialty

Type a specialty here. Example text does not count until it is saved.

Short intro

🏠

Homepage Action

Optional button text for the first website section

CTA Button Text

📝

About Page Story

Optional deeper bio for visitors who want more detail

Long About Text

Optional. The required short intro lives only in Profile Basics above.

🎓

Credentials & Highlights

Education, certifications, and key facts

💼

Services Display

How your services appear on the website

Services and rates are automatically pulled from . Edit them there and the website updates from the same saved source.

📋

Footer

Bottom of every page

Footer Disclaimer

Footer name uses the Display name from Profile Basics.

Publishing stays in your hands. Draft previews run locally without scripts. Once live, the save button clearly tells you that confirmed changes affect the public site.

Pages

Manage standard pages and the custom pages included in your plan.

👁

Page Visibility

Show or hide pages on your website

Home

Hero, tagline & services preview

About

Your story, bio & credentials

Services & Rates

Services, channel rates & booking options

Reviews

Client testimonials & ratings

Contact

Contact form & social links

📬

Contact Page

Info shown on your Contact page

Contact Email (shown publicly)

Contact Heading

Contact Description

Location

Business Hours

Response Time

📖

About Page

Customize your About page heading

Page Title

💼

Services Page Content

Customize your Services page text and descriptions

Page Title

Page Subtitle

💬 Chat Description

🎙️ Voice Description

🎥 Video Description

Domains

Use your Ownlybiz address or connect a domain you already own.

Your Ownlybiz address remains available. Connecting a domain is optional. Domain purchase and transfer are not offered here.

Domain & website address

Manage the public address for this website. A custom domain is optional and can be connected after publishing.

Website address

Saved domain details will appear here.

Your Ownlybiz website address

https://.ownlybiz.com

Domain you already own

Expert	Flag Type	Details	Reported
ZR Zara Rashid	Review Fraud	3 fake reviews detected	Jun 10
JD John Doe	Rate Abuse	Rate changed 8x in 1 day	Jun 11
AK Amir Khan	Content Policy	Bio contains prohibited claims	Jun 12

Code	Type	Value	Applies To	Uses	Expires	Status
FIRST30	% Off	30%	All Experts	142 / unlimited	Dec 31, 2025	Active
EXPERTFREE	Free Mins	5 min	Expert only	28 / 100	Jul 1, 2025	Active
SUMMER20	% Off	20%	Business Category	89 / 200	Jun 1, 2025	Expired

Ticket	User	Type	Status	Created
#1042 Payment not processed	— (Client)	Payment	Open	2h ago
#1041 Session disconnected mid-call	Marcus T. (Client)	Session	In Progress	5h ago
#1040 Can't access dashboard	Dr. Amara S. (Expert)	Account	Resolved	1d ago
#1039 Incorrect payout amount	Expert (Expert)	Payment	Resolved	2d ago

TLD	Cost	Markup	Expert Price
.com	$9.50/yr	%	$14.99/yr
.co	$18.00/yr	%	$24.99/yr
.io	$29.98/yr	%	$39.99/yr
.net	$11.00/yr	%	$16.99/yr
.org	$9.93/yr	%	$14.99/yr

Domain	Expert	Type	SSL	Status	Expires
expert.ownlybiz.com	Expert	Custom	🔒 A+	Active	Jan 15, 2026
marcusfinance.co	Client	Ownlybiz-reg	🔒 A	Active	Mar 8, 2026
drpatelwellness.com	Priya Patel	Custom	🔒 A	⏳ DNS Pending	—
jamescoachinglab.io	James Wright	Ownlybiz-reg	⚠️ Expired	SSL Error	Jun 1, 2025

Launch your expert business. Build your practice.

Your expertise.A business of your own.

Your expert website.Your brand. Room to grow.

Infrastructure. Not a staffing agency.

Independent Practice

Legal Clarity

Stripe Connect Payments

Free Minutes: Your Tool

Choose how clients work with you.

Per Minute

Scheduled Sessions

Prepaid Credit

Group Sessions on Scale

Built for every kind of expertise.

From signup to earning in four steps.

Sign Up

Connect Payments

Build Your Website

Share & Earn

Current plans are unavailable

Launch your practice

Build repeat business

Grow your capacity

Pay as you earn

Own your expertise. Own your income.

Simple to launch.Built to scale.

Sign up in 5 minutes

Claim your subdomain — or your own domain

Configure your practice

Connect payments & go live

Share your link. Start earning.

Everything you need.Nothing you don't.

Professional Expert Website

Chat, Voice & Video Sessions

Flexible Billing Modes

Stripe Connect Payments

Business Dashboard

Scheduling & Booking

Prepaid Credit

Reviews & Reputation

Add to Calendar

Plan a focused paid consultation

Ready to see it in action?

Current plans are unavailable

Launch your practice

Build repeat business

Grow your capacity

Pay as you earn

Shared account tools

Questions about plans and payments

Built for every kindof expertise.

Business Consulting

Life Coaching

Therapy & Wellness

Legal & Financial

Psychics & Tarot

Tech & Dev

Tutoring & Education

Creative & Design

Don't see your category?

Practical guides for independent expert businesses.

Stripe, Apple Pay, Google Pay, and Expert Checkout: What Clients Need Before They Pay

Current offer and earlier examples

Clients want payment clarity before trust

Why Stripe-powered checkout matters

Checkout formats Ownlybiz can support

Reduce confusion with plain checkout copy

Does Ownlybiz control Apple Pay or Google Pay availability?

Should experts discuss taxes in checkout copy?

What should experts review before using this payments workflow?

Check the costs for your practice

We are here to help

Ownlybiz Support

Welcome back

Create your account

Review and start your trial

Live Session

Client

Client sessions

Incoming requests

Your expertise.
A business of your own.

Your expert website.
Your brand. Room to grow.

Simple to launch.
Built to scale.

Everything you need.
Nothing you don't.

Built for every kind
of expertise.